Tell your money where to go. Here is a free budget template binder designed to help you set your financial goals and achieve total wellness this year! And to make planning a little bit more exciting for you, your budget worksheets are oh so pretty in dainty florals! Get ready to set solid financial plans and have your most prosperous year yet!
Friends! Happy New Year!
To welcome and celebrate 2018, I am releasing another binder of budgeting templates on the blog today. I purposely created this whole budget binder to help you manage your finances all through the year– so you can finally have that financial freedom you’ve been dreaming of!
If you’re loving the free 2018 planners that I have previously shared, I am pretty sure you are again going to enjoy this free budget template binder that I have for you. This binder holds worksheets that will help keep your finances i n order.
While I am not a financial professional, the budgeting system that I am sharing is something that has worked for my family. I hope it’s going to work amazingly with yours, too!
How To Use This Free Budget Template Binder
Using this planner is pretty easy. Here are some quick tips on how you can make this budget binder work for you. I hope it will bless you immensely!
1. Set your financial goals.
The very first thing that you will have to do is to figure out what you want to achieve. Isn’t it that when you know what you want, you will find ways to get there? In this budget template binder, you will love the first pages included ibecause they will help you identify your financial goals.
So friends, what are you waiting for? Now is the time to set your financial goals. Remember, don’t be afraid to write big goals. I just love this line about goal-setting that I came across with:
“Set a goal so big that you can’t achieve it until you grow into the person who can.”
What are your financial goals this year? After 5 years? Write them down. Writing down your goals increases the chance of achieving them. The, after writing your goals, set a time frame and plan out the measurable details of your action plans so you can achieve your goals one step at a time.
2. Keep track of your expenses.
The next thing to do is keep track of your recurring expenses and monthly expenses. Recurring expenses includes loan payments, utility bills, tuition fees, subscription services and more. Monthly expenses, on the other hand, includes the purchases you make all through the month such as groceries, household expenses, allowances and clothing. It’s important to keep track your expenses so you can later identify your financial leaks, cut them down, and finally set your budget.
Knowing where your money goes can help you budget your finances and will help you identify how much you can potentially and actually SAVE and INVEST.
3. Set your monthly budget.
Now that you’ve already identified your expenses, you’re finally ready to set your monthly budget. Set a fixed amount for particular needs and wants so you don’t go over the budget. Allot some amount for your personal and family leisure, too. Setting a fixed amount for household needs, travel expenses, allowances and more will help you manage your finances better.
4. Share, save and invest your money!
Lastly, set aside an amount to share, save and invest! There’s nothing more fulfilling than sharing your blessings to others and seeing your money grow as well!
The Free Budget Template Binder: 25+ Brilliant Financial Worksheets
Start the year with a full control over finances because let’s admit it, there’s nothing more stressful than knowing that your finances are out of whack! So friends, it’s time to manage your finances wisely and discover more ways to increase your income! Here are some of the brilliant budgeting worksheets included in the binder that you can definitely use for free:
- Financial Dream Board- Write your financial vision this year and in the years to come!
- Goal-Setting Page- Set your financial goals and plans your measurable to-do’s to achieve your goals!
- Short-Term Financial Plans- Concretize your financial plans this year.
- Long-Term Financial Plans- Write your financial goals in the next five and ten years!
- Expense Tracker- Itemize your expenses and identify your financial leaks.
- Savings Log- Record your savings and feel fulfilled seeing your money grow!
- Month-at-a-Glance Planner- Plan your monthly budget in advance.
- Weekly Budget Planner- Set your budget for your daily meals!
- Monthly Budget Planner- Set how much you can spend for the month so you won’t go overboard!
- Cash Flow Chart- Know where your money comes from, how much you earn and how much you spend.
- Bills Payment Log: Keep track of your monthly bills.
- Pretty Binder Covers: Wrap your budget template binder with a pretty cover!
- & More!
Ready to snag your copy of this free budget template binder? Take hold of this free budget template binder with over 20 money planning and organizing worksheets! Hop over HERE and get it delivered straight to your inbox!
Other Budgeting Planners Available
Looking for more budget template planners? I have already shared a number that can be found at Shining Mom’s Printables Library! To ease your search, I have shortlisted the readers’ favorites:
- Monthly Bills Organizer
- 2018 Financial Planner
- Monthly Budget Planner
- Household Budget Worksheets
- Brilliant Budget Planner
My premium planners also include budgeting toolkit. View the Ultimate Binder for Moms at the 2018 Success Designer at the Shining Mom Shop. These planners include not just financial planners but other life organizers that will help you manage your life blissfully and productively.
Pin this Post on Pinterest for Later!
Loving this free budget template binder? Take a second to pin the post on Pinterest so you can save it for later. You’ll also help others find this blog that way!
That’s it for today! Please enjoy the budget planner and I hope it will help you save more! Let me know at the Comments how you find it… I love to hear from you!