If you feel the need to tackle your finances once and for all, here’s an entire binder of monthly budget template printables that I am happily sharing with you. There’s nothing like understanding your cash flow and budgeting your money– and this new finance binder by the Shining Mom blog is designed to help you do just that. Start your journey to financial wellness today! Snag this simple money management tool that you can use right away!
One of the biggest mistakes I made as a young professional back in my early 20’s was not budgeting my salary. I stayed in malls after work, looking for a dress or a bag to purchase when my salary is finally out. I lived from paycheck to paycheck. Savings? I did not have any! My bags and clothes were my “investment”!
Luckily, my dad called my attention. Back then, I had been working for about four years already, yet I didn’t have any savings. It took him a while to talk to me because I knew he was allowing me to spread my own wings, to fly on my own. But when he saw the need to help me with my finances, he stepped out.
Over a cup of coffee, he reminded me to evaluate my spending. He mentioned budgeting. He was never imposing but I knew he wanted me to act on something important.
That very same year, dad helped me apply for a residential lot loan that I had to pay on a monthly basis. It was tough initially, but I eventually learned to adjust my spending. From then on, I had to budget my every penny because I was paying up for the lot loan. I also needed to allot money for my house rent, food and transportation allowance, and a portion for my leisure. Did I feel poor? Not at all!
I eventually loved budgeting. It gave me the power to control my finances. Funnily, even if I had a residential lot loan to pay off then, I no longer lived from paycheck to paycheck. I learned to be more careful with my spending. I am forever thankful that my dad helped me see and love the wonders of budgeting. And today, I am sharing that love with the system that has been working for me even now that I have my own family!
Table of Contents
- A Free Monthly Budget Template Binder for You
- Pretty Monthly Budget Template Binder Dividers
Friends, you are about to receive an entire binder of monthly budget template printables that will help you tackle your finances. This binder will give you a very simple system that will help you manage your income every month so you can finally save more and invest more. So if you’re looking for one to use, this freebie is for you!
A Free Monthly Budget Template Binder for You
It’s time to create a monthly budget plan. This easy-to-use monthly budget template binder will help you successfully make one, and manage your finances for all the months of the year. Check out the monthly budgeting templates included.
Monthly Financial Goals Templates
If you’ve been following the blog, you know by now that I love goal-setting templates. I find it essential to set monthly goals, especially in monthly budgeting. So in this planner, I made sure to include pretty goal-setting worksheets that you can use to set your target income, savings, and more! What are your financial goals this month? Write them down!
Monthly Budgeting Templates
I have included several monthly budget templates in your download. Our templates will give you an easy overview of your monthly budget. They will also help you budget and track down your expenses. They’re simple, but the monthly budget templates included are surely of great use!
Printable Monthly Bills Tracker Template
The following template included in your download allows you to track your monthly bills in a single spot so you’ll never have to pay late fees again. I know we all have different bills to tackle so I also included blank templates that you can fill out on your own.
Do you have various sources of income? Lucky you! If not yet, perhaps now is the year to start creating more streams of income. Perhaps you can start a small business! Here’s an income page tracker that you can also you to monitor your earnings. You can use this to track your monthly or annual income.
Where could you be overspending at? Track your expenses using this expense tracker so you can see where you can cut back for the unnecessary. This page will help set your ideal monthly budget later on!
Meal Budget Planner
In need of a system to organize your kitchen budget? These next simple planners can probably work for you. Here you can plan out your meals for breakfast, lunch, and dinner. Your grocery list with a budget is also included at the bottom of the pages. Look!
Indeed, there are so many budgeting templates to love in this free monthly budget planner! And to make it even more convenient for you to organize your finances, I also include monthly binder divers in your download!
Pretty Monthly Budget Template Binder Dividers
Get the January till December dividers for your monthly budget binder to stay organized for the whole year!
GET THIS FREE MONTHLY BUDGET TEMPLATE BINDER TODAY!
Ready to use our monthly budget template printables? Here’s how you can grab the files, plus some printing reminders!
- DOWNLOAD THE FREE BUDGET PLANNER HERE.
- Print the planner in 8.5×11″ size paper (US standard Letter Size). You may also print the planner in A4 sheets, just make sure to adjust your printer setting to “FIT TO PAGE” before printing.
- Enjoy the planner for personal use!
Oh, should you need a complete budgeting system to get your finances organized once and for all, get yourself the “My Wealth Binder” available at our shop. Hop over the store to get the ultimate budget planner here.
And in this post, you might also want to snag our ultimate budget planner for 2022!
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Carefully plan out your budget. I hope this monthly budget template binder can help you! Have a great day ahead!
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